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Virgin Money Buy-to-let mortgages · Earn at least £25, a year (this can be combined income if there are 2 of you) · Make sure the monthly rental yield of the. If, however, the applicant has a buy-to-let mortgage they reduce the maximum amount to 80% of the property value, up to a maximum of £1 million. Tick icon. Your age. Most lenders will require you to be 21 or over to apply for a buy to let mortgage and you'll usually need a good credit score · Tick icon.

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You can find information on our general lending criteria for residential and buy to let mortgages below. · Residential Lending Criteria · Buy to Let Lending. Buy to let mortgage deals – for prospective and existing landlords, Virgin Help to Buy criteria as well as Virgin's own mortgage lending criteria. 2. The Loan Maximum LTV of 75% on interest only included for BTL Lending in excess of 85% - wording added to explain when Help to Buy declaration will be.

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Lending criteria for Virgin Money Buy to Let mortgages · You must be a UK resident · You must be aged · Not available for first time buyer landlords · You. 2. The Loan Maximum LTV of 75% on interest only included for BTL Lending in excess of 85% - wording added to explain when Help to Buy declaration will be. Buy to let mortgage lenders will typically expect you to have a deposit of at least 25%. You will find this translates into a Loan to Value (LTV) of 75%. When.