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Learn what factors influence auto insurance rates, and how you may be able to save some money on Why safer cars aren't always less expensive to insure. Car insurance for young drivers—and in some cases males more than females—will often reflect steep premiums based on statistical probabilities instead of. Q:Question I've heard that car insurance rates are influenced by things like color and body style. Can you separate fact from fiction here? Marcus Troup, a.

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Let's start with the bad news first. Drivers in Canada's westernmost province pay the highest insurance rates in Canada, averaging just over $1, a year. Your car insurance is more expensive simply because you're perceived as a high-risk driver by insurance companies. While things like location and driving. You may have heard red cars are more expensive to insure. But, according to the Insurance Information Institute (III), the color of the car you drive does.

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Insurers assess many factors – including your driving record – when calculating your premium. Your insurance rates are also determined, in part, by the type of. You may have heard red cars are more expensive to insure. But, according to the Insurance Information Institute (III), the color of the car you drive does. Learn what factors influence auto insurance rates, and how you may be able to save some money on Why safer cars aren't always less expensive to insure.